
FREQUENTLY ASKED QUESTIONS
The Cash Discount Program was developed as exclusive (patented) technology, which eliminates all or a major portion of total card payment processing costs. The payment software for the Cash Discount Program is designed to encourage customers to pay by cash. A small service charge (either a fixed amount or percentage) is included with store sales. A discount is automatically applied when customers pay with cash. No discount is given when paying by debit card or credit card. The patented software automatically determines all discounts and actions based on payment type.
No, the Cash Discount program is not a surcharge program. A surcharge is only applied when the customer pays by credit card, increasing the cost of goods or services.
As part of the Durbin Amendment (part of the 2010 Dodd-Frank law), businesses are permitted to offer a discount to customers as an incentive to encourage payment by alternative methods other than a credit cards. More information can be found on the Federal Trade Commission Website at ftc.gov.






